For more information please call our Head Office on
020 8673 0220 or email info@aquafinancial.co.uk

Refreshingly clear, consistent Financial Advice Refreshingly clear, consistent Financial Advice
 
 
 

Independent Financial Advice

We are Independent Financial Advisers committed to providing the best possible advice for our clients. We believe that you deserve the peace
of mind of knowing that you have the best chance of meeting your goals whatever life throws at you.

We delight in getting to know our clients and with our knowledge and expertise we can promise that our recommendations are not only pertinent
but truly tailored to the individual.

Whether you are buying your dream home, safe guarding your children’s future or organising your finances we understand how stressful it can
sometimes be, so let us take care of it for you.

We provide advice on:

Pension provision

Each day we hear that state retirement ages are going up, final salary pension schemes are closing down and stock markets are volatile. It is never too early to start saving for your retirement and we now have a much greater responsibility for managing our investments for retirement and determining how much we will need in order to retire in comfort. We can advise on retirement planning and your current arrangements and agree a financial plan with you to meet all your retirement goals.

Tax planning

We all have to pay tax however through legitimate use of legislation, we are able to provide many solutions in order to lower your tax bills and maximise your tax planning opportunities.

Estate planning and trusts

No one likes the idea of dying but very few of us would like the thought that we had not make adequate provision for our loved ones after our death. We are able to take full advantage of the legislation and tax opportunities that are available when passing on your estate to your beneficiaries however as we don't know when we are going to die, this means making arrangements now. From transferring assets into trust to arranging life insurance to cover potential inheritance tax liabilities, we are able offer a discreet planning service that will make sure that when the worst happens, your family are provided for.

Family and Business protection

The loss of a family member, whether through death or illness can have a huge detrimental effect on any family's finances. Similarly, how would your business survive if you or another key employee became unable to work? Having the right protection in place can help to ease all these problems and we can establish your needs and plan the solution. Unfortunately we can't stop the unthinkable from happening but we can make dealing with the consequences easier.

Corporate Financial Planning

Corporate financial planning is one the most important elements of running a business. From developing tax efficient remuneration packages for directors and executives to making substantial savings by using employee benefits and group pension schemes (which will soon become compulsory due to new government legislation), we provide a range of services to help companies, partnerships and sole traders develop and succeed by making them more financially secure.

Tax efficient, well structured investment planning

We focus on identifying effective investment strategies according to your risk appetite and financial goals. We work with a variety of expert discretionary fund managers to offer a wide variety of investment options whether you are looking to generate income, strengthen your investment portfolio, save on tax or simply enhance your future wealth.

Goal driven planning

Everyone has life events that need to be planned for. Whether it is a wedding, a new home, school or university fees or all these things, you need to develop a plan to pay for it all. Our advisers can work out a strategy of how much you will need, how long you have to save and how you are going to do it. Our expert advisers are also able to tackle more specialist issues such as VCT’s, EIS’s and non UK resident/non domiciled financial advice. Please feel free to call us today if you think you need any form of financial advice.

High quality mortgage and general insurance services

At Aqua we provide expert independent mortgage advice for everyone and whether you are buying your first property or adding to your portfolio you can be sure of a fast, efficient service. Our independence and experience means that we not only look at high-street banks but also private banks who are able to offer bespoke solutions to our clients.

"Your home may be repossessed if you do not keep up payments on your mortgage."

"Tax Advice is not regulated"

"Past performance is not an indication of future performance. The value of Investments and the income from them may fall as well as rise and is not guaranteed"

 

Aqua Financial Limited
Head Office:

Unit 1 & 20b Hillgate Place
18-20 Balham Hill
London SW12 9ER
Tel: +44(0)20 8673 0220
Email: info@aquafinancial.co.uk

 

Kerridge Financial
Hungerford Office:

Undy's Cottage
Charnham Street
Hungerford
Berkshire RG17 0EJ
Tel: +44 (0) 1488 686848

 
 

Terms & Conditions Reg. In England. 7808220.Registered address: 4 High Street, Alton, Hampshire, GU34 1BU.
Aqua Financial Limited is authorised and regulated by the Financial Conduct Authority. We also hold permissions for credit broking.
Kerridge Financial is the trading style of Aqua Financial Limited, which is authorised and regulated by the Financial Conduct Authority.